Short term medical, also called temporary health insurance or term health insurance, is the perfect solution for those needing health insurance for a short period of time (typically between 1 and 12 months). Enroll in a temporary health insurance plan if you are uninsured, unemployed, self-employed or just need an affordable health insurance plan. Many people even use these term insurance plans as a replacement to Obamacare or health insurance exchange plans, as they can provide great savings in many cases. These temporary health plans can go into effect as soon as the next day and allow you to cancel at any time, without penalty. Compare quotes and prices from the most trusted short term health insurance providers, at the lowest costs available.
Some Short-term medical insurance products are not guaranteed-issue and all are temporary health insurance plans designed for people who are without health insurance and are waiting for longer term, major medical insurance coverage. Read important information and disclaimers about short term health insurance.
Note: Short-term health insurance is not considered minimum essential coverage under the Affordable Care Act (ACA), and you may be subject to the tax penalty if you do not maintain appropriate coverage. Learn more about the ACA and the tax penalty at Healthcare.gov.
Though short term medical plans may be subject to the Affordable Care Act Uninsured tax, there are many exceptions to the tax and, in many cases, even with the tax you can still save money by obtaining coverage by a short term medical plan.
